Using a resource means dispersing it. When we quarry limestone and send it off to build public monuments, or when we mine coal and burn it to drive turbines, we are making use of a concentrated resource, and dispersing it. A large, continuous mass of limestone winds up as a number of discrete blocks spread around in different locations; and coal, after briefly giving off heat and light, becomes a small amount of ash and a large amount of gas. Resources may be temporarily accumulated in a stockpile, but their actual use always results in dispersal.
The organization of this essay shows logic and sophistication. The essay frames the importance of the issue in the very first sentence. From there, the test-taker looks first at the perspective in Passage 1, and then at the views expressed in Passage 2. The person who wrote this essay organized the summary of the passages in a logical “point-counterpoint” arrangement. Eincer’s favorable views of ATM fees in Passage 2 are treated as a possible counterpoint to Nym’s negative verdict on ATM costs in the previous passage. At the end, the essay-writer pulls it all together by stating each author’s core thesis and comparing the rationale and implications for both perspectives.